NEXGEN Finance

Your NEXT Generation Finance Company

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At NEXGEN Finance, we understand that navigating the world of property investment and mortgages can be complex.

We are here to provide you with a seamless and successful experience. Our team of expert brokers offers personalized financial solutions to assist you in purchasing homes and commercial properties.

Are you an Intermediary? Visit our dedicated portal for tailored resources and support.

Our Services

Buy to Let Mortgages

Grow your property investment portfolio with expert guidance from our NEXGEN Finance team on navigating Buy to Let mortgages. Our specialists are knowledgeable about the Buy to Let market and can provide personalized advice to maximize your investment returns.

As property experts, we guide you through every step – from analyzing market conditions to selecting the ideal property. Our comprehensive services also include advising on tax implications, calculating rental yields, and developing portfolio expansion strategies.

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Residential Mortgages

Let NEXGEN Finance’s Residential Mortgage Services guide you confidently through the home buying process. Our team of experts is here to support you, whether you’re a first-time buyer, moving homes, or refinancing.

By offering personalised mortgage advice tailored to your unique needs, we ensure you secure the best possible deal. Driven by a commitment to excellence, we navigate the complexities of the mortgage market to find solutions perfectly aligned with your homeownership dreams and financial goals.

HMO Financing

As HMO specialists, our brokers guide you through every aspect of this investment, from obtaining the necessary licenses to ensuring your property meets mortgage requirements for room sizes. Our unparalleled expertise in HMO financing allows us to provide customized solutions tailored to this unique investment type. Our Brokers navigate the complex regulatory landscape on your behalf, guaranteeing your property complies with all legal standards while maximizing its rental income potential.

Commercial Mortgages

Our expert commercial mortgage brokers work closely with you to create customised financing solutions that meet your unique business or investment needs. By leveraging our relationships with a wide range of lenders, they can secure competitive rates and can help you refinance to reduce monthly payments or access your home’s equity. Our advisors collaborate with you to develop a mortgage plan tailored to your financial goals.

Lifetime & Equity Release Mortgages

Our experienced brokers in Lifetime and Equity Release Mortgages offer tailored solutions to help homeowners unlock the value in their property. Our expert advisers provide personalized guidance, ensuring you fully understand your options and choose the best plan to meet your specific needs. With competitive rates and a range of flexible products, we can help you access the equity in your home to fund retirement, home improvements, or other financial goals.

Second Charge Loans

Our second charge loans provide flexible financing options that allow you to access additional funds without impacting your current mortgage. These loans are a versatile financing solution, suitable for a range of purposes including home renovations, debt consolidation, and property investments.

Our expert brokers will thoroughly explain how second charge loans work and how they may impact your financial situation. They carefully assess your current mortgage and home equity to identify the most suitable second charge loan option for your specific needs. Ultimately, we’ll provide clear, honest guidance to help you make informed decisions that optimise your financial wellbeing.

Bridging and Development Loans

we understand the urgency of securing funding for development projects. That’s why our team works quickly to obtain financing that aligns with your project’s timeline. We leverage our expertise in project assessment, cost analysis, and exit strategy planning to structure your development loan effectively. Additionally, we provide guidance in navigating planning permissions and construction regulations, making us a comprehensive partner for all your development needs. Our bridging loan options offer quick and efficient financial solutions to support your projects.

Protection Services

NEXGEN Finance’s comprehensive Protection Services are designed to safeguard your financial well-being and that of your loved ones against life’s uncertainties. Our tailored plans include essential coverage such as life insurance, critical illness protection, and income protection.

Our expert team is dedicated to providing you with personalised advice, ensuring you have the peace of mind that comes from knowing you’re well-protected. Let us help you navigate through your options to find the perfect safety net for your financial future.

Pension Review

Our Pension Review services help you optimize your retirement savings and secure your financial future. Our expert advisers thoroughly assess your current pension plans, pinpointing opportunities to grow and maximize your investments.

Why Choose NEXGEN Finance?

Expertise You Can Rely On

Our experienced mortgage brokers can guide you through every step of your property investment journey. With their deep industry knowledge and understanding, they are well-equipped to navigate the complexities of the mortgage market across various economic cycles. This wealth of experience allows them to provide you with practical, forward-thinking insights that are invaluable in making informed decisions.

Navigating the mortgage process can feel daunting, but our goal is to simplify it for you. Our brokers provide clear, confident guidance every step of the way. Our team stays current on market trends, interest rate fluctuations, and regulatory changes, equipping us to recommend the best strategies. At the heart of our approach is a commitment to building a relationship founded on trust and openness – one that goes beyond just business and grows stronger over time.

BUY TO LET
Purchasing a residential property to let as an investment.
SPECIALIST BUY TO LET
When a case typically does not fit the criteria of standard buy to let mortgage lenders, we can assist in sourcing the best product for your requirements.
BRIDGING (UNREGULATED)
NEXGEN are specialists in working to tight deadlines and this is needed more than ever for short term funding options like Bridging where speed is of the essence.
HMO
(no maximum rooms) A House in Multiple Occupation is a property rented out by at least 3 persons who are not from 1 'household' but share facilities such as the bathroom and kitchen – licensing (mandatory or additional) will depend on your local council.
COMMERCIAL (INVESTOR AND OWNER OCCUPIER)
We can source loans for all types of commercial property - either for you to occupy or let as an investment.
SEMI-COMMERCIAL (INVESTOR AND OWNER OCCUPIER)
Where the security has a commercial and residential unit – either let or owner occupied (providing the residential part is not occupied by you if more than 40%) then we can assist you.
REFURB
More and more clients are exploring refurbishment products if they are looking to install a new kitchen or bathroom, or even for a full makeover/renovation of their investment properties. Whether it be a re-mortgage or purchase you are looking for, we can help you.
SECURED LOANS (UNREGULATED)
If you are looking to raise further capital by way of a secured loan (second charge) on your investment property, we can help you in finding the best product for your needs.
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Tailored Solutions for Every Consumer

Our  mortgage advisors provides personalised guidance tailored to the unique needs of our diverse clientele, including first-time homebuyers, seasoned property investors, and individuals seeking to expand their real estate portfolios. We craft our recommendations with your specific financial objectives in mind.

We understand that every client has unique financial circumstances and investment goals. By thoroughly assessing your financial situation, investment objectives, and risk tolerance, we can customise solutions that are not only effective, but also comfortable for you to manage.

We offer a range of tailored mortgage solutions to meet your unique needs, whether you’re buying a home or pursuing more complex investment plans. Our expertise spans advising on a variety of property types, from residential and commercial to mixed-use developments. We work closely with you to select the most appropriate mortgage product for your financial goals, including fixed-rate, variable-rate, and interest-only options.

A Comprehensive Range of Services

Our comprehensive mortgage and loan offerings cater to the diverse needs of property investors and homeowners. From Buy-to-Let and commercial financing to HMO loans, we have the expertise to support your ambitions – whether you’re investing in your first rental, expanding your portfolio, or venturing into commercial real estate.

Our financing solutions cater to rental property investors, particularly those managing Houses in Multiple Occupation. We offer flexible bridging and development loans to address their unique challenges and capitalize on opportunities. Our short-term funding and property development project options provide the support these investors need.

Our Commitment to You

At NEXGEN Finance, Our commitment goes far beyond securing the right loan – we’re dedicated to building lasting, supportive partnerships that help turn your property aspirations into reality.

Get in Touch

Ready to embark on your property investment journey with a trusted mortgage advisor by your side? Contact NEXGEN Finance today. Our friendly Brokers are here to provide you with expert advice and tailored solutions that meet your unique needs.

Please use the contact form above

Let’s make your property investment dreams a reality. Welcome to the NEXGEN Finance family – where your financial success is our priority.

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